University costs are rising. Most expat parents underestimate how much — and how fast.
This expert eBook provides you with the facts, timelines, and strategies to create a comprehensive, fully funded education plan that works across borders.
Avoid student debt. Avoid last-minute panic. Start early, structure smart, and stay in control.
Written by Thomas Sleep,
Founder of My Intelligent Investor
A UK qualified financial adviser with over a decade of cross-border experience, this guide is built on real expat scenarios, not theory. You’ll learn strategies used by expats to keep more of what they’ve earned, wherever life takes them next.
Don’t wait until tuition letters arrive to realise you’re unprepared. Most expat families underestimate the actual cost of university and overestimate the amount of time they have to fund it.
This eBook offers a clear strategy for planning early, investing wisely, and protecting your child from debt that could follow them for years.
Your future self will thank you. Get the eBook and take control.
In this eBook you will learn about...
The Full Cost Will Likely Exceed What You Expect
University isn’t just tuition. Accommodation, food, transport, visas, insurance, and inflation all add up fast. The real price tag can be over $300,000 per child at top-tier institutions. Without a plan, it will feel like it arrives all at once.
Every Year You Wait, the Cost Rises and Your Investment Power Drops
The earlier you start, the more compound growth can work in your favour. Waiting even five years could mean you’ll need to double your monthly savings to reach the same result.
You're Competing with Inflation & Currency Risk
You may earn in USD today, but your child's university may charge in GBP, EUR, or AUD tomorrow. Education inflation alone has averaged 4–6% per year. Add currency depreciation, and you're falling behind faster than you think.
Some Universities Are Now Rejecting Unfunded Applications
Several international universities are becoming more stringent. If you can’t demonstrate adequate funding or sponsorship in advance, your child’s visa or offer may be withdrawn. It’s no longer just about grades.
The First Deposit Is Due Sooner Than You Think
It’s not uncommon for upfront costs to begin from up to 12–18 months before enrolment. A lack of liquidity at the wrong time can mean dipping into the wrong assets, needing to sell out of an investment at a loss, or even having to delay your child’s enrolment.
Having to Choose Between Your Child’s Future and Your Own
Unplanned university costs don’t just impact your child; they derail your retirement, force asset sales, and pile on avoidable tax. What’s meant to be a milestone can become a financial burden for the whole family.
