Avoid the Costly Mistakes Most Expats Make
Free, Expert-Led Publications to Help You Plan Smarter, Invest Better, and Keep More of What You Earn
When expats make financial mistakes, they’re rarely small; they’re often expensive, irreversible, and entirely avoidable with the right guidance. Whether it’s overpaying tax, missing opportunities to grow wealth offshore, or failing to protect a legacy, the cost of inaction is always higher than the cost of planning.
These publications are written for expats who want to make informed decisions about their money, wherever life takes them next. Drawing on over a decade of cross-border advisory experience, each guide tackles a complex topic in plain English, giving you the clarity and confidence to take the next step.
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But here’s the truth: reading a guide is not the same as having a plan.
Your situation, goals, and opportunities are unique, and so is the strategy that will work for you. Use these resources to sharpen your questions, then book a conversation to find your answers.
Which of these guides could save you the most money or stress today?
Select the one that speaks to your current challenge and start finding the answers you need.
The Big Expat
Tax Trap
Most expats think tax planning is something to deal with later, yet this delay can cost far more than they realise. Learn how Capital Gains Tax, Inheritance Tax, and retirement income taxes can be reduced, or avoided, with the right structures in place before you move.​
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Take control of your financial future now and stop the taxman from taking more than their fair share of your hard-earned wealth
Retirement Planning for Expats
A comfortable retirement is never the result of luck. it is the result of strategy and preparation. Learn how to build a sustainable, inflation-resistant income that will support your lifestyle wherever you choose to live in your later years.
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Create a retirement plan that works as hard as you have, ensuring financial security for the decades ahead.
IHT &
Trusts Explained
Without proper structures, inheritance tax can take a significant share of the assets you have worked so hard to build. This guide explains how trusts work, when they are suitable, and how to pass on more of your wealth to future generations.
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Protect your wealth from unnecessary tax erosion and ensure it is passed on exactly as you intend.
Children’s University Planning
University costs are rising rapidly, and the earlier you prepare, the more choices your child will have. Learn how to create a personal scholarship fund that leaves them debt-free, while keeping your own long-term financial goals firmly on track.
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Secure your child’s future without sacrificing your own, ensuring they graduate free from debt and full of opportunity.
SA Expat Playbook
Leaving South Africa does not mean leaving SARS behind, and without planning the risks are significant. Discover how to protect your savings from rand depreciation, manage currency exposure, and avoid tax shocks when returning or investing back home.​
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Keep more of your lifetime savings secure, in the right structures, and in the currency and jurisdiction that best serves you.
UK Pension Transfers & Truths
A UK pension is one of your most valuable lifetime assets, but unmanaged it can shrink through tax, poor returns, and lack of flexibility. Learn the truth about transferring, consolidating, and optimising your pension to work effectively while you live abroad.
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Maximise your pension’s potential by protecting its value, improving its performance, and increasing your retirement options.
Legacy & Succession Planning
Cross-border estates often bring complexity, cost, and conflict unless well-prepared. Learn how to create a clear plan that safeguards your wishes, protects your family, and ensures a smooth transfer of your wealth to the next generation.
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Leave a well-structured legacy that provides certainty, avoids disputes, and preserves family harmony for years to come.
The Truth About UAE Property
Investing in UAE property is about far more than buying at the right price, it requires understanding legal rules, ownership rights, and effective exit strategies. This guide gives you the clarity to navigate the market with confidence.
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Make informed property decisions that protect your capital, maximise returns, and fit your wider financial goals.
Don't just take our word for it
Find out here why so many place their trust in us to look after them and their families, now and for generations to come.​
Reinhard Mahn
Chief Compliance Officer at ASMO
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“Thomas is a professional and trustworthy advisor for long-term financial planning. He is very responsive and provides solutions that fully consider personal objectives. I can highly recommend him to anyone who needs help growing their personal wealth."
Daniel Mørup Pedersen
Managing Director at BetToMax
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“Thomas has been my wealth advisor for a while now. Smart, sharp, and actually makes talking about money feel pretty painless. He takes the time to explain things clearly, never pushes, and genuinely seems to care about helping me make good decisions. I’ve come to really trust his advice. Highly recommend working with him."