Written by Thomas Sleep,
Founder of My Intelligent Investor
A qualified financial adviser with over a decade of cross-border experience, this guide is built on real expat scenarios, not theory. You’ll learn strategies used by expats to keep more of what they’ve earned, wherever life takes them next.
Inside this eBook, you’ll find practical strategies and real-world examples that show how South African expats are protecting their income, growing wealth in stronger currencies, and planning confidently for life beyond the Middle East, Regulation 28 and SARS.
In this eBook you will learn about...
Offshore does not equal Tax-Free
Just because an account is opened offshore doesn’t mean it’s out of SARS’s reach. Discover how international contributions and even expat bank platforms can still be taxable, and what to do instead.
CRS and Global Reporting: ‘They’ll Never Know’ is No Longer True
The Common Reporting Standard has changed the game. Over 100 countries now automatically exchange financial account information. Learn how to plan, not hide.
RAs and Preservation Funds: Unlocking Wealth Takes Timing
Don’t wait until it’s too late. Learn how the three-year non-residency rule, the 2024 Two-Pot system, and early access strategies can work for or against you, depending on what you do next.
The Hidden Trap of Life Insurance & Dreaded Disease Cover Back Home
Most South African policies don’t cover you in the Middle East, and the ones that do can become unaffordable. We break down better, globally portable solutions, without the renewal cost.
Why Financial Emigration No Longer Makes Sense
Many still believe that “financial emigration” is the key to severing ties with SARS. We cover why that is now outdated, and what the smarter, more flexible approach looks like in 2025.
Why Your SA Broker’s Offshore Platform May Still Be Failing You
Even if it’s “offshore,” if it’s built on a South African platform, your tax risk, fund access, and retirement flexibility will be limited. We explain why open-architecture solutions are winning.
